La. Weighs Banning Roofers from Assisting with Insurance Claims
Roofing Contractor, By Bryan Gottlieb, April 30, 2025
Louisiana lawmakers advanced a proposal last week that would bar roofing contractors from helping homeowners file or negotiate insurance claims.
It's a move supporters say will curb fraud and lower premiums but that roofers warn could cripple their operations and leave consumers stranded.
Known as House Bill 121, the measure passed the House Insurance Committee 13–0 on April 23 and now heads to the full House for a vote.
The measure would amend state law to make it a crime — punishable by up to $5,000 per violation — for any contractor repairing or replacing a roof to “advertise, solicit, or provide insurance claims handling or policy interpretation related services … prior to the insured’s initiation of a claim.”
It would also forbid licensed public adjusters from performing any repair work on claims they handle.
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