Janitorial Services Owner Sentenced for Insurance Fraud, Tax Evasion

On April 23, 2025, Martha Toro pled no contest to felony insurance fraud and felony tax evasion. The Honorable David Bonilla sentenced Toro to 270 days county jail and 2 years formal probation for each violation. The judge also ordered Toro to pay restitution, fines and interest totaling $1,454,130, of which $848,370 will go to Markel Insurance and $605,760 will go to the Franchise Tax Board.

In February 2020, the California Department of Insurance (CDI) opened an investigation into Toro, who is the owner of MT Janitorial Services.  Markel Insurance provided information showing Toro was committing insurance fraud by under-reporting how many employees she had to illegally lower the amount of her workers’ compensation insurance premiums.

Read the entire press release. Sacramento County District Attorney, April 24, 2025