Halloween Is Fright Night for Car Thieves


Halloween thefts for four of the past five years were higher than the daily average.

As Halloween approaches, there may be more than ghouls, gremlins and witches canvassing the landscape. How many car thieves will also be prowling the nation’s streets this Halloween disguised as trick-or-treaters as they case neighborhoods for their next target?

The National Insurance Crime Bureau (NICB) has been analyzing and reporting on vehicle theft activity for over 100 years. While we’ve published hundreds of reports about vehicle theft over the years, this is the first time we have approached the topic to see what effect, if any, Halloween has on vehicle theft.

NICB examined 2011-2015 vehicle theft data contained in the National Crime Information Center’s (NCIC) Stolen Vehicle File to produce daily reported theft totals and then pulled the numbers for October 31—Halloween. The result is a straightforward presentation of theft statistics linked to Halloween, the annual celebration with roots in the Celtic festival of Samhain.

The average daily theft totals for each of the past five years was determined and then compared with the thefts reported on Halloween. Halloween thefts for four of the five years were higher than the daily average. One year, 2012, had fewer thefts.


So, the question remains. Is there a link between Halloween and vehicle theft? Is the behavior of vehicle thieves affected by this annual celebration? Maybe. But during the last five years the data shows more theft activity on October 31—and that’s no trick, or treat.



These Boots Weren’t Made For Stealing….

In this edition of Fraud Files we take a look at the theft of over 3,500 boots in an alleged cargo theft in Texas. An insurance claim was paid for over $400,000 for the loss, but in August authorities went undercover and arrested two suspects for trying to sell the stolen items.

Hurricane Matthew Could Bring a Storm of Fraudsters

As Hurricane Matthew begins to approach Florida and the southeastern part of the United States damage and significant flooding is expected. The National Insurance Crime Bureau is warning residents of these areas to be on alert for contractor scams after the storm passes.

Becoming a victim of a natural disaster may be impossible to avoid. You can, however, avoid being victimized by dishonest contractors often found lurking in their wake.

After a natural disaster, salespeople go door to door in damaged neighborhoods, offering cleanup or repair services. While many of these businesses are honest and reputable, others are not. The dishonest ones may pocket the payment without completing the job or use inferior materials and perform shoddy work not up to code.

The NICB recommends these tips before you act on a contractor’s offer for services.

  • Work with only licensed and insured contractors.
  • Get more than one estimate. Don’t be pushed into signing a contract right away.
  • Get everything in writing.
  • Require references, and check them out.
  • Never sign a contract with blanks. Fraudulent contractors may enter unacceptable terms later.
  • Never pay in full.

For more tips you can download our disaster fraud brochure here.

Hail Bombs, Flooding and Stolen Vehicles Highlight NICB’s Fall Newscast

In this edition of NICB News we focus on the devastating floods in Louisiana, a major hailstorm in Colorado and check in at this year’s IASIU conference in Las Vegas.

To view more episodes of NICB News click here.

Fraud Files: Datsun Recovered After 29 Years

For 29 years the car was stashed in a storage facility gathering dust. That was until the storage fees stopped coming in and NICB was asked to investigate. What we discovered was a tale of a stolen vehicle, paid insurance claims and alleged murder.

To view more episodes of Fraud Files click here.

Catalytic Converter Thefts Still Smokin’

The National Insurance Crime Bureau (NICB) reports that from 2008 through 2015, there were 25,394 catalytic converter thefts across the nation. In 2008, there were 3,246 thefts of catalytic converters. That number rose to 3,986 at the end of 2015—an increase of 23 percent—according to a review of insurance claims data. These numbers reflect just insured thefts, so the actual number of all catalytic converter thefts is likely to be much higher.

For example, an online search of “catalytic converter thefts” produced news stories describing this activity occurring from Michigan to North Carolina and from California to New York—just this summer alone.

Catalytic Converter Thefts

Insured Thefts of Catalytic Converters Are Up 23% Since 2008

California is the state where the overwhelming majority of catalytic converter thefts occurred during this time frame—8,072. It was followed by Texas (1,705), Illinois (1,605), Ohio (1,439) and Georgia (1,215).

The top five cities where insured thefts were reported were: Chicago (980), Sacramento (850), Los Angeles (550), Atlanta (407) and Indianapolis (353).

The full report is available here and the complete dataset is here.

Why catalytic converter thefts?

Stolen metals have been converted into cash by scrap metal operators who may have been acting within the law, but who may also have unwittingly enabled the proliferation of these kinds of thefts by providing a cash conversion point for purloined materials. As these kinds of thefts intensified–often disabling roadway lighting and airport runway lighting—they captured the attention of lawmakers around the country who, eventually, passed tough, new recycling laws to tighten regulations over metal recyclers.

But unlike base metals and other materials, catalytic converters are unique in that they each contain a small amount of one of three precious metals: platinum, palladium, or rhodium. The presence of those metals is what drives catalytic converter thefts as they can easily bring anywhere from $20 – $240 in recycling value depending on the amount and type of precious metal they contain.

An aggressive thief can easily collect 10-15 or more converters in a single day. They often target sport utility vehicles (SUVs) because their ground clearance is sufficient for the thief to gain access to the converter without having to deploy a jack. And that saves time.

While the replacement of a catalytic converter alone may be relatively inexpensive, many times vehicles are significantly damaged in the theft process making repairs much more costly. NICB recommends that consumers–particularly owners of SUVs—consider taking some preventive measures to deter the theft of their catalytic converters. Etching the catalytic converter with the vehicle identification number (VIN) is an effective deterrent and there are after-market security devices available as well.

100,000+ Insured Vehicles Soaked in Louisiana

The August downpours that dumped more than 30 inches of rain in two days on parts of Louisiana have left as many as 100,000 cars and trucks damaged – and that’s only counting insured vehicles.

The National Insurance Crime Bureau (NICB), says claims reporting and vehicle recovery efforts that were initially slowed by the large scale flooding are now in full swing and, according to the state’s Division of Motor Vehicles, the numbers are much higher than originally expected.

Based on the extensive vehicle losses following Hurricane Katrina in 2005, Louisiana enacted strong measures to help protect unsuspecting consumers from buying a flood-damaged vehicle. Once an insured vehicle has been determined by the insurer to have been flood damaged it is towed to one of the auction facilities and processed with a new title that indicates it has been water damaged. In Louisiana, during an emergency like the recent flooding, the severity of flood water damage may require a Certificate of Destruction. In that case, the vehicle has to be crushed, or sold to a company that will dismantle it for parts and destroy what remains. The vehicle identification number (VIN) is entered into the state’s records, NICB’s VINCheckSM, and the National Motor Vehicle Title Identification System (NMVTIS) so that the consumers can check a vehicle history before purchasing a used car or truck.

Flooded vehicles that did not have insurance coverage are a major concern as they are frequently cleaned up to hide the damage and then sold to unsuspecting consumers with no indication of a problem. The number of uninsured vehicles that were flood damaged may be even more than the number of insured vehicles since many owners choose to drop their policy’s comprehensive coverage as the vehicle ages.

“It’s buyer beware,” said Commissioner of Motor Vehicles Karen St. Germaine, who warns those in the market for a used car both in state and across the country to do their homework before putting any money on the line.


  • Look for water stains, mildew, sand or silt under the carpet, floor mats, and dashboard, and in the wheel well where the spare is stored. Look for fogging inside the headlights and taillights.
  • Do a smell test. A heavy aroma of cleaners and disinfectants is a sign that someone’s trying to mask a mold or odor problem.
  • Get a vehicle history report. Check a trusted database service. You can check NICB’s free VINCheck database and the Louisiana Office of Motor Vehicle’s site. There are also reliable services that charge a small fee for history reports.
  • Have a trusted mechanic inspect the car’s mechanical and electrical components, and systems that contain fluids, for water contamination.

For more tips click here.

NICB and state officials, including the Louisiana State Police, work closely to pursue possible insurance fraud and vehicle theft. If you suspect fraud, call the NICB Hotline at 800-TEL-NICB (800-835-6422).

Fraud Files: Ellicott City Flooding

In this edition of Fraud Files we focus on the flood that devastated downtown Ellicott City, Maryland. The sudden rainfall and flooding killed two people and destroyed or damaged at least 25 buildings.  The 6 inches of rain between 7 p.m. and 9 p.m. was the equivalent of a month of normal rainfall.

America’s 10 Most Stolen Vehicles

The National Insurance Crime Bureau (NICB) released its annual Hot Wheels report which identifies the 10 most stolen vehicles in the United States. The report examines vehicle theft data submitted by law enforcement to the National Crime Information Center (NCIC) and determines the vehicle make, model and model year most reported stolen in 2015.

Included with today’s release is a list of the top 25 2015 vehicle makes and models that were reported stolen in calendar year 2015.

For 2015, the most stolen vehicles* in the nation were (total thefts in parentheses):

1. 1996 Honda Accord                    (52,244)
2. 1998 Honda Civic                        (49,430)
3. 2006 Ford Pickup (Full Size)         (29,396)
4. 2004 Chevrolet Pickup (Full Size) (27,771)
5. 2014 Toyota Camry                     (15,466)
6. 2001 Dodge Pickup (Full Size)     (11,212)
7. 2014 Toyota Corolla                    (10,547)
8. 2015 Nissan Altima                     (10,374)
9. 2002 Dodge Caravan                    (9,798)
10. 2008 Chevrolet Impala                (9,225)

See the national report here. Download the 50-state report here.

The following are the top 10 2015 model year vehicles stolen during calendar year 2015:

1. Nissan Altima            (1,104)
2. Chrysler 200             (1,069)
3. Toyota Camry              (923)
4. Toyota Corolla             (776)
5. GMC Sierra                 (670)
6. Dodge Charger           (666)
7. Hyundai Sonata          (632)
8. Chevrolet Malibu         (629)
9. Chevrolet Impala         (594)
10. Chevrolet Cruze        (586)

Download the complete list of 2015’s top 25 most stolen from this spreadsheet.

“While older vehicles still dominate our Hot Wheels most stolen list, the number of late model vehicles with anti-theft protection on the list goes to show that technology isn’t foolproof,” said NICB President and CEO Joe Wehrle. “Criminals are doing their best to defeat anti-theft technology through hacking and other means while, at the same time, manufacturers and others are working to improve security.

“Far too often, drivers leave their vehicles unlocked or with the keys inside, making it way too easy for an opportunistic thief. And as we noted recently, many stolen cars are not reported as typical thefts to police because many of today’s thefts are financial crimes involving complicated VIN switching, cloning, straw buyers, illegal exports and other sophisticated criminal methods.”

Vehicle theft is a severe economic hardship for its victims—especially if a vehicle is uninsured. That is why NICB continues to advise all drivers to review our four “Layers of Protection”:

Common Sense: Lock your car and take your keys. It’s simple enough, but many thefts occur because owners make it easy for thieves to steal their cars.

Warning Device: Having and using a visible or audible warning device is another item that can ensure that your car remains where you left it.

Immobilizing Device: Generally speaking, if your vehicle can’t be started, it can’t be stolen. “Kill” switches, fuel cut-offs and smart keys are among the devices that are extremely effective.

Tracking Device: A tracking device emits a signal to the police or to a monitoring station when the vehicle is stolen. Tracking devices are very effective in helping authorities recover stolen vehicles. Some systems employ “telematics,” which combine GPS and wireless technologies to allow remote monitoring of a vehicle. If the vehicle is moved, the system will alert the owner and the vehicle can be tracked via computer.

Considering a used vehicle purchase? Check out VINCheck, a free vehicle history service for consumers. Since 2005, NICB has offered this limited service made possible by its participating member companies. Check it out at: www.nicb.org/vincheck.

*This report reflects stolen vehicle data contained in NCIC and present in the “NCIC mirror image” when accessed by NICB on March 5, 2016. NCIC records may contain errors based on inaccurate entries submitted by reporting agencies. Full size pickups include half ton and larger capacity models for all makes. Total thefts is the aggregate for each make/model with model year indicating the most stolen model year of all model years for each listing.


Fraud Files: Caught on Craigslist

One of the main services NICB provides is assisting law enforcement as they investigate insurance fraud and vehicle theft. In this episode of Fraud Files we focus on on a motorcycle that had been reported stolen with one that was being offered for sale on Craigslist.