DES PLAINES, Ill.—If you own a late model car or truck, and you’ve been in a wreck, you may still be shaking your head over the repair bill. The National Insurance Crime Bureau (NICB) says today’s vehicles are loaded with expensive parts and technology that increase the costs of repairs, even in what may be considered a minor accident.
And those expensive parts will continue to drive car thefts as criminals steal cars and trucks to strip them and sell the parts on the black market.
Thefts of vehicles in the U.S. rose again last year by more than four percent, according to preliminary 2017 crime data from the FBI. Many of the vehicles that are recovered are missing wheels and rims or other key parts, while ones that are never recovered end up in chop shops where they are quickly dismantled and sold piece by piece.
The NICB looked at the cost of replacement parts for the top 10 stolen 2016 models. Average original equipment manufacturer (OEM) part prices were pulled from a database of over 24 million vehicle damage appraisals generated for insurance claims from 2016 and 2017. Parts such as bumpers, doors, fenders, hoods and headlights were on the list. Major components like the engine and transmission were not included.
The 2016 Toyota Camry, the most stolen 2016 model in our latest “Hot Wheels” report, had 15 commonly replaced components valued at nearly $11,000. That’s not including labor.
The 2016 Nissan Altima had 14 standard components worth more than $14,000, including a single headlamp assembly valued at more than $1,000.
And the 2016 GMC Sierra pickup truck included a $1,100 headlamp and a rear bumper worth more than $1,100. The 20 standard components rang in at more than $21,000.
“For the professional theft ring, stealing and stripping vehicles for parts has always been a lucrative business,” said NICB Senior Vice President and COO Jim Schweitzer. “On today’s cars and trucks, the parts are often worth more than the intact vehicle and may be easier to move and sell. That’s why we see so many thefts of key items like wheels and tires and tailgates…there’s always a market for them.
“We support law enforcement efforts, especially the auto theft task forces that focus on these kinds of theft rings. Shutting down a theft ring and a chop shop can have a major impact on reducing thefts in a community.”
Flooded vehicles have finally stopped arriving at the Royal Purple Raceway east of Houston. Some 23,000 now await processing and retitling to be auctioned off for parts or to be scrapped. That is just one of several insurance industry salvage locations where more than 422,000 insured vehicles damaged by Harvey have been taken for processing. According to the National Insurance Crime Bureau (NICB), these totals surpass the number of claims that resulted from Hurricane Katrina (approx. 300,000) and from Superstorm Sandy (250,500).
In addition, more than 215,000 claims have been filed following damage to vehicles from Hurricane Irma in Florida.
These insured vehicles will be processed and rebranded with a salvage title and sold at online auctions to dismantlers who will save usable parts or have the vehicle crushed and sold for scrap.
The VIN numbers are entered into the NICB’s VINCheck database, which is free to the public and will indicate the vehicle has been damaged and branded. They are also entered into the National Motor Vehicle Title Information System (NMVTIS).
Unfortunately, owners of even more vehicles no longer carry comprehensive coverage that covers flood damage and those vehicles are not part of the system. The owner should request a new branded title but that may not happen. In fact, many flooded vehicles that weren’t insured will be cleaned up and sold with no indication of any damage.
Some unscrupulous buyers will also buy a branded vehicles, clean it up, and take it to another state where they will obtain a “clean” title and sell it with no warning that it has been flooded.
Anyone looking to buy a vehicle in the weeks and months ahead should be on the lookout for hidden flood damage. Here are some tips.
Check vehicle carpeting for water damage
Check for rust on screws or other metallic items
Inspect upholstery and seat belts for water stains
Remove spare tire and inspect area for water damage
Check the engine compartment for mud or indicators of submergence
Check under the dashboard for mud or moisture
Inspect headlights and taillights for signs of water
Check the operation of electrical components
Check for mold or a musty odor
A sea of flooded vehicles pack a raceway outside of Houston, Texas.
Flooded cars near the Addicks Reservoir in Houston, TX. (David J. Phillip, File/Associated Press)
The National Insurance Crime Bureau (NICB) is warning the nation’s consumers that vehicles flooded by Hurricane Harvey may soon be appearing for sale around the nation.
After a disaster, NICB works with its member companies, law enforcement and auto auction companies to identify the vehicles that have had an insurance claim filed and to process them for sale. All of the cars, deemed to be a total loss, will be retitled with the Department of Motor Vehicles and the new title will indicate the fact that the vehicle has been flood damaged. Most of the vehicles are sold to parts’ companies who will dismantle them and re-sell usable parts that were not damaged by the flooding.
The Vehicle Identification Number (VIN) is also entered into the NICB’s VINCheck® and the National Motor Vehicle Title Information System (NMVTIS) database.
NICB’s VINCheck allows car buyers to see whether a vehicle has ever been declared as “salvage” or a total loss by an NICB member that participates in the program. Insurers representing about 88 percent of the personal auto insurance market provide their salvage data to the program. It also alerts users if a vehicle has been stolen and is still unrecovered. VINCheck is a free public service available at: www.nicb.org/vincheck.
Keeping damaged cars out of the hands of unsuspecting buyers is a major focus of the industry. Unfortunately, some of the flooded vehicles may be purchased at bargain prices, cleaned up, and then taken out of state where the VIN is switched and the car is retitled with no indication it has been damaged.
NICB warns that buyers be particularly careful in the coming weeks and months as thousands of Harvey-damaged vehicles may reappear for sale in their areas. Vehicles that were not insured may be cleaned up and put up for sale by the owner or an unscrupulous dealer with no disclosure of the flood damage.
Buyers should have a vehicle checked by a reputable mechanic or repair facility before handing over any cash.
For a free brochure with tips to avoid post-disaster fraud, click here.
For free consumer access to the vehicle salvage records of participating NICB member insurance companies who collectively provide 88 percent of the auto insurance in force today, access NICB’s VINCheck.
The National Insurance Crime Bureau (NICB) released its annual Hot Wheels report which identifies the 10 most stolen vehicles in the United States. The report examines vehicle theft data submitted by law enforcement to the National Crime Information Center (NCIC) and determines the vehicle make, model and model year most reported stolen in 2016.
Included with today’s release is a list of the top 25 2016 vehicle makes and models that were reported stolen in calendar year 2016.
(Cars.com) – Do You Drive One of the Most Stolen Cars?
At this point, owners of 20-year-old Honda Accords must be getting sick of “Have you checked the garage recently?” jokes. According to a just-released report by the National Insurance Crime Bureau, the Honda Accord topped the list of most stolen vehicles for the ninth year in a row — with the 1997 model year of the perennial best-seller proving most popular among theives.
DES PLAINES, Ill.—The Albuquerque, N.M. metropolitan statistical area (MSA) had the highest per capita auto theft rate in 2016 according to the National Insurance Crime Bureau’s (NICB) latest Hot Spots report.
Hot Spots examines vehicle theft data obtained from the National Crime Information Center (NCIC) for each of the nation’s MSAs. MSAs are designated by the Office of Management and Budget (OMB) and often include areas much larger than the cities for which they are named. For example, this year’s number one spot, the Albuquerque, N.M. MSA, includes all thefts within the entire county of Bernalillo, not just the city of Albuquerque.
After rising to number two on the Hot Spots list last year, Albuquerque was chosen as the site of NICB’s annual insurance fraud and vehicle theft summit in the fall. Local and state authorities gathered to discuss the growing vehicle theft problem and address efforts to combat the problem in 2017. NICB recently ran billboard messages in the city aimed at reducing the theft rate.
New to the top 10 this year, the metro areas of Anchorage, Alaska (No. 6) and Billings, Mont. (No. 10). As a population-based survey, an area with a much smaller population and a moderate number of thefts can—and often does—have a higher theft rate than an area with a much more significant vehicle theft problem and a larger population to absorb it. Which is how Billings, with 877 thefts, places 10th while Los Angeles, with 60,670 thefts places 35th.
For 2016, the 10 MSAs with the highest vehicle theft rates were: (thefts in parentheses)
Each year the FBI releases preliminary Uniform Crime Report (UCR) data for the previous year’s January-June time frame. When the preliminary 2016 crime data was released earlier this year, vehicle theft was up 6.6 percent across the nation. That increase is reflected in today’s Hot Spots report and is expected to hold when the final UCR 2016 crime data is published in the fall.
For comparison, below is a table showing the preliminary UCR vehicle theft data, the percent change from the previous year, and the final UCR vehicle theft figure:
Overall, vehicle theft is down, dramatically, across the nation. The historic peak year for vehicle theft was 1991, with 1,661,738 reported thefts. In 2015, the total was 707,758. That is a 57.4 percent reduction since 1991.
While the final result for 2016 is expected to be higher than 2015’s number, the vehicle theft environment across the country is vastly improved from the 1990s.
But it could be much better if vehicle owners just followed simple security advice.
In a report published last October, NICB found that for the years 2013 through 2015, a total of 147,434 vehicles were reported stolen with the keys left in them—57,096 in 2015 alone. With the debut of “smart keys” in 1997 and all of the improved anti-theft technology since, it is worthless if drivers continue to leave their keys in the car or leave their vehicles running, unattended, while they make a quick stop at a convenience store.
Vehicle manufacturers, law enforcement and legislatures have been responsive to the crime of vehicle theft over the years and the results are evident. Vehicle owners must guard against complacency and remember to heed simple tips to safeguard their vehicles.
The full Hot Spots report is available at www.nicb.org. See the Hot Spots video here.
Immobilizing Device — the third layer of protection is a device which prevents thieves from bypassing your ignition and hot-wiring the vehicle. Some electronic devices have computer chips in ignition keys. Other devices inhibit the flow of electricity or fuel to the engine until a hidden switch or button is activated. Some examples are:
Tracking Device — the final layer of protection is a tracking device which emits a signal to police or a monitoring station when the vehicle is stolen. Tracking devices are very effective in helping authorities recover stolen vehicles. Some systems employ “telematics” which combine GPS and wireless technologies to allow remote monitoring of a vehicle. If the vehicle is moved, the system will alert the owner and the vehicle can be tracked via computer.
Billboard messages are popping up along Albuquerque freeways urging people to report vehicle thefts and suspects in an effort to put a dent in the local crime rate. According to the latest “Hot Spots” report from the National Insurance Crime Bureau (NICB), the Albuquerque metropolitan area had the second highest vehicle theft rate per capita in the nation in 2015.
Working with the New Mexico Insurance Fraud Bureau and the Bernalillo County Sheriff’s Office, NICB provided funding for the messages which will run through April on digital billboards at major locations along I-25 and I-40.
The organizations discussed collaborative efforts to help reduce the theft rate during a fraud summit held in Albuquerque last fall. The metro area was improving from the eighth spot nationally in 2008. Using bait cars provided by NICB and its member companies, law enforcement efforts moved the area down to the number 20 spot in 2012 and 2013. However, reduced funding for auto theft prevention and other issues resulted in an upswing, and 2015 saw the area rise to number two on the Hot Spots list.
The number to call for vehicle theft activity or to report suspected thieves is 505-827-9359. The line is staffed around the clock.
“We urge citizens to call us if they see something,” said Fraud Bureau Chief Roberta Baca. “The community’s assistance is essential in helping law enforcement stem the tide on this unacceptable crime rate.”
As frigid temperatures and wintry blasts have hit a large section of the nation, drivers are increasingly “puffing” – warming up their parked vehicles before heading out on the road. The National Insurance Crime Bureau (NICB) warns that leaving an unlocked car running with the keys or fob inside can lead to two unwanted scenarios.
First, it makes your vehicle a prime target for an opportunistic car thief. In fact, one of out every eight vehicles stolen in 2015 had the keys or fob left inside. That can cost you a few hundred dollars to thousands of dollars depending on your level of theft insurance.
Second, in an effort to reduce unnecessary thefts, many states and municipalities have passed laws banning “puffing.” It’s illegal to leave the car running and unlocked, even in your driveway. Remote starters that allow you to start the engine while the car is safely locked up without the keys are usually considered a safe alternative.
“Getting a warning or a ticket is preferable to having your car stolen,” said NICB President and CEO Joe Wehrle. “As we’ve reported previously, 57,000 vehicles were stolen in one year with the keys left inside. That’s one every six-and-a-half minutes. And when you add up the costs of replacing those vehicles, it’s hundreds of millions of dollars. Many of those cars are not insured against theft and the owner is left holding the bag and paying for a new car.”
The device obtained by NICB was purchased via a third-party security expert from an overseas company. It was developed by engineers in an effort to provide manufacturers and other anti-theft organizations the ability to test the vulnerability of various vehicles systems. Called a “Relay Attack” unit, this particular model only works on cars and trucks that use a keyless remote and a push-button ignition.
In a series of unscientific tests at different locations over a two-week period, 35 different makes and models of cars, SUVs, minivans and a pickup truck were tested. We partnered with NICB member company CarMax, because they are the nation’s largest used car retailer and have nearly every make and model in their inventory. Tests were also done at a new car dealership, an independent used car dealer, at an auto auction and on NICB employee vehicles and ones owned by private individuals.
The vehicles were tested to see if the device could:
* open the door
* start the vehicle
* drive it away
* turn off and restart the engine without the original fob present
NICB was able to open 54% of the vehicles that were tested.
The NICB was able to open 19 (54 percent) of the vehicles and start and drive away 18 (51 percent) of them. Of the 18 that were started, after driving them away and turning off the ignition, the device was used to restart 12 (34 percent) of the vehicles.
NICB says there are a number of different devices believed to be offered for sale to thieves. Some use different technology and may work on different make and models and ignition systems. More expensive models may have a greater range and better capabilities for opening and starting a vehicle.
“We’ve now seen for ourselves that these devices work,” said NICB President and CEO Joe Wehrle. “Maybe they don’t work on all makes and models, but certainly on enough that car thieves can target and steal them with relative ease. And the scary part is that there’s no warning or explanation for the owner. Unless someone catches the crime on a security camera, there’s no way for the owner or the police to really know what happened. Many times, they think the vehicle has been towed.”
Wehrle says it’s important for law enforcement officers to be aware of this threat and be on the lookout for thieves who may be using the technology.
According to NICB’s Chief Operating Officer Jim Schweitzer, who oversees all NICB investigations, vehicle manufacturers must continue their efforts to counter the attacks on anti-theft technology.
“Vehicles are a valuable commodity and thieves will continue to wage a tug of war with the manufacturers to find a way to steal them,” said Schweitzer. “Anti-theft technology has been a major factor in reducing the number of thefts over the past 25 years. The manufacturers have made tremendous strides with their technology, but now they have to adapt and develop countermeasures as threats like this surface.”
A look at the “mystery device” obtained by NICB.
While there may not be an effective way of preventing this kind of theft at this time, NICB advises drivers to always lock their vehicles and take the remote fob or keys with them. Drivers should also be on the lookout for suspicious persons or activity and alert law enforcement rather than confronting a possible thief.
It’s also a good idea to never invite a break-in by leaving valuables in plain sight. And once thieves get inside, they can easily steal a garage door opener and valuable papers such as the vehicle registration that could lead them to your home. So take the garage door opener with you and take a picture of your registration on your cell phone rather than keeping it in the glove compartment.
Last year, a vehicle was reported stolen once every 45 seconds in the United States. And one out of every eight thefts was a freebie for the thief. There was a theft every six and one-half minutes where the driver left the keys or FOB inside.
It’s a growing problem according to the latest report from the National Insurance Crime Bureau (NICB). The 57,096 thefts in 2015 amounted to a 22 percent increase over the previous year. Over the past three years, this kind of theft grew by 31 percent.
Since many people do not admit to leaving their car unlocked with the keys or FOB inside, the actual numbers of thefts with the keys left in vehicles may be considerably higher than the report indicates.
“Anti-theft technology has had a tremendous impact on reducing thefts over the past 25 years, but if you don’t lock it up, it’s not going to help,” said NICB President and CEO Joe Wehrle. “Complacency can lead to a huge financial loss and inconvenience for the vehicle owner. Leaving a vehicle unlocked or with the key or FOB inside gives a thief the opportunity to take not only the car, but also any possessions inside. It can also provide access to your personal information if the registration is left in the glove compartment.
“We have reports from our law enforcement partners that car thieves have stolen the car, driven it to the residence and burglarized the home before the owner even knew the vehicle was missing.”
NICB advises drivers to:
Lock the vehicle, set the alarm and take all keys or FOBS.
Do not leave the garage door opener in the vehicle.
Take a picture of your registration on your cell phone and do not leave the registration or other papers with personal information in the vehicle.
Never leave a car unlocked and running to warm it up or while stopping for a quick cup of coffee. It only takes a moment for the opportunistic thief to jump inside and drive off.
For the years 2013 through 2015, a total of 147,434 were reported stolen with the keys left in the vehicle. In 2013, there were 43,643 thefts; 46,695 thefts in 2014 and 57,096 in 2015. From 2013 to 2015, the increase was 31 percent.
The top five states that posted the most vehicle thefts with keys during this reporting period were California (22,580), Texas (11,003), Florida (9,952), Ohio (8,623) and Nevada (8,073). The top five core-based statistical areas (CBSA) were Las Vegas-Henderson-Paradise, NV (7,815), Detroit-Warren-Dearborn, MI (4,380), Atlanta-Sandy Springs-Roswell, GA (4,118), Miami-Fort Lauderdale-West Palm Beach, FL, (3,847) and Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (3,365).
One state—Hawaii—had a perfect record. Not a single report of a vehicle theft with keys.
Looking at day-of-week data, Saturday saw the most thefts with (22,081) followed by Monday (21,851) and Friday (21,652).
The full report can be viewed and downloaded here. The full dataset is here. Download an infographic here.
Halloween thefts for four of the past five years were higher than the daily average.
As Halloween approaches, there may be more than ghouls, gremlins and witches canvassing the landscape. How many car thieves will also be prowling the nation’s streets this Halloween disguised as trick-or-treaters as they case neighborhoods for their next target?
The National Insurance Crime Bureau (NICB) has been analyzing and reporting on vehicle theft activity for over 100 years. While we’ve published hundreds of reports about vehicle theft over the years, this is the first time we have approached the topic to see what effect, if any, Halloween has on vehicle theft.
NICB examined 2011-2015 vehicle theft data contained in the National Crime Information Center’s (NCIC) Stolen Vehicle File to produce daily reported theft totals and then pulled the numbers for October 31—Halloween. The result is a straightforward presentation of theft statistics linked to Halloween, the annual celebration with roots in the Celtic festival of Samhain.
The average daily theft totals for each of the past five years was determined and then compared with the thefts reported on Halloween. Halloween thefts for four of the five years were higher than the daily average. One year, 2012, had fewer thefts.
So, the question remains. Is there a link between Halloween and vehicle theft? Is the behavior of vehicle thieves affected by this annual celebration? Maybe. But during the last five years the data shows more theft activity on October 31—and that’s no trick, or treat.